Do I have to pay an excess on my car insurance policy if only the other party is claiming?
Published 31/03/2016 11.53 AM | Updated 14/03/2017 11.04 AM
An excess is the amount you pay towards your own repairs or claim, so you don't have to pay an excess for a third party's claim. Also, if you don't claim for your own damage, you don't pay an excess either.
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