Do I have to pay an excess on my car insurance policy if only the other party is claiming?

Published 31/03/2016 11.53 AM   |    Updated 30/08/2018 03.41 PM

An excess is the amount you pay towards your own repairs or claim, so you don't have to pay an excess for a third party's claim. Also, if you don't claim for your own damage, you don't pay an excess either.

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