Why is there specific life insurance for the over 50s?

Published 18/03/2016 01.04 PM   |    Updated 07/06/2017 09.09 AM

It's never too late to plan for your future and take out life insurance, but as you get older you may find it more difficult to get the cover you want, particularly if you're in poor health or have suffered a serious illness.

Maybe your house is paid off and your kids have graduated from university, but you still want your spouse to be taken care of. You might also be concerned about your family's ability to pay your debts or funeral costs if you weren't around. You may even wish to leave a small sum of money to your children or grandchildren. There are many reasons for people over 50 to take out life insurance.

That’s why we offer our 50 Plus plan, which guarantees to accept you as long as you are aged 50 to 80 and a UK resident.

Unlike traditional life assurance, you can get covered with our 50 Plus plan regardless of any current health issues. You don't have to complete a lengthy questionnaire or take a medical before you get cover from us.

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