What happens to my accident and sickness cover if I stop working?

Published 18/03/2016 12.10 PM   |    Updated 07/06/2017 09.09 AM

It’s important that you tell us when you stop working. This is because if you’ve retired, become a homemaker or a carer, are unemployed, or are taking a career break when you make a claim for accident and sickness cover, the most we would pay out is £1,500 (plus any inflation-linked increases that take you over this).

We'll change the measure of being unable to work in your own job to a number of activities of daily living instead.

Lastly, we'll be able to reduce the amount you have to pay to reflect your reduced amount of cover.


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