What happens to my accident and sickness cover if I stop working?
It’s important that you tell us when you stop working. This is because if you’ve retired, become a homemaker or a carer, are unemployed, or are taking a career break when you make a claim for accident and sickness cover, the most we would pay out is £1,500 (plus any inflation-linked increases that take you over this).
We'll change the measure of being unable to work in your own job to a number of activities of daily living instead.
Lastly, we'll be able to reduce the amount you have to pay to reflect your reduced amount of cover.