Can I change my cover?
If you wish to change the amount of cover, the end date of your plan, or change the type of cover you have, you’ll need to apply for a new plan.
We understand that when times are hard, you might be finding it difficult to keep paying your premiums. If this happens, please let us know, as we may be able to reduce your amount of cover, or shorten the term of your plan for you. This means your premium will be lower.
Of course it’s important to realise that if you reduce your amount of cover, or shorten the term, and you wish to increase them again in the future, you’ll have to apply for a new plan. See our tips for taking out life insurance.