What am I covered for?
You're covered if you die before the end date of your plan.
The plan pays out a cash lump sum (your amount of cover), that can be used as you wish. You can also ask us to pay the amount of cover if you are diagnosed with a terminal illness. However, we will reduce the amount of cover we pay out to reflect the fact that we are paying out on your plan even though you have not died. We currently reduce the amount of cover by 3%. Please see section A6 of the Plan Conditions for more information on this.