What is Critical Illness Cover?
Critical illness insurance will cover you for the length of your policy and you'll receive a one-off cash lump sum if you're diagnosed with one of the 63 critical illnesses we cover - or an additional payment of up to £25,000 if you make a claim against one of our 20 additional payments. These payments are not deducted from your original amount of cover.
This type of insurance is designed to pay off your mortgage and any debts, to pay medical bills or for home modifications, for example, making your home wheelchair accessible by adding ramps if you were to suffer a stroke. It helps you to ensure that your family is provided for if you can't work due to ill health.
Our Critical Illness cover will pay a claim if you're diagnosed with one of the critical illnesses we cover and you survive for 14 days or more after your diagnosis.