With our Travel Insurance policy, we define the following as pre-existing medical conditions:

If at any point in your life, you have suffered from:

• a heart condition
• a breathing condition such as asthma
• a circulatory condition such as strokes or high blood pressure
• a gastrointestinal or digestive tract problem
• a bone or joint condition
• any form or type of cancer

If in the last 12 months you have had, or been recommended to have, any:

• medical investigation or tests for any conditions or symptoms that relate to a diagnosed condition
• treatment or surgery for any conditions or symptoms that relate to a diagnosed condition
• prescribed medication for any conditions or symptoms that relate to a diagnosed condition