Does your landlord insurance cover wear and tear?

Published 18/03/2016 10.59 AM   |    Updated 31/08/2019 01.05 AM

Our policy doesn't cover wear and tear as it's unavoidable and caused by general use over time.

Typical examples are:

  • a roof in poor condition, such as cracking to the surface of a flat roof or slipped roof tiles
  • rotten wooden window frames
  • cracked rendering
  • loose pointing on brickwork or a chimney

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