Can I insure a Cat S or N vehicle?
Yes, with LV= Car Insurance, you can insure a Category S (Cat S) or Category N (Cat N) vehicle with us provided it is roadworthy and has an MOT if applicable.
Get a quote online or give us a call on 0800 023 2638.
Lines are open:
8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday
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For reference, here's the difference between Cat S and N vehicle
When a vehicle is written off with the classification Category S, it has sustained damage to any part of the structural frame or chassis which requires realignment to its original dimensions or replacement of these parts. A minor, localised repair on a panel that has been identified as structural, would not necessarily be considered realignment of a structural panel.
When a vehicle is written off with the classification Category N, it has not sustained damage to the structural frame or chassis requiring realignment to original dimensions or Replacement, there may still be some safety critical items that require replacement (e.g. steering and suspension parts).