What's a voluntary home insurance excess?

Published 18/03/2016 10.54 AM   |    Updated 22/05/2018 11.51 AM

Your home insurance excess is an amount that you have to pay if you make a claim.

- Voluntary excess - this is an amount that you agree to pay, in addition to your compulsory excess, if you make a claim. People agree to a voluntary excess in return for a lower

We have a minimum excess of £100 for most claims and this can be increased up to £1,000 in return for a lower premium. Any amount you choose over £100 would be classed as your voluntary excess. To find out how much excess you'd need to pay if you claim, please see your insurance schedule.  


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